my bank are fucking insane

ohmigod.

a guy i used to work with now works for my bank. ages ago he told me to change my credit card a new one they have with lower interest and a lower annual fee.

i finally got around to doing it last week. the card came yesterday, and i just activated it a minute ago.

the limit is $20 000.

what. the. fuck?

obviously they have done it to try and get me to spend up to the limit and then forever be in debt with them. screw that. i'm going to the balance transfer from my old card. make a few purchases, then get the limit lowered right down.

you haven't won bank!